San Diego Real Estate Information Archive


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Home Inspection Tips for Buyers

by North Park Real Estate Expert-Metro San Diego

Selling a House


You have been searching for a home to buy in North Park, San Diego for quite some time. Finally, you found a house you love and the seller has accepted your offer - You are now in what we in San Diego call “in escrow”, so what’s next?  The first thing to do is have a conversation with your Realtor. Find out what the next steps are and what to expect.


What Does In Escrow Mean?


Escrow is a third party company that holds the deed to a seller’s property until the buyer has acquired a mortgage and/or comes in with the complete funds and all conditions have been met to purchase the seller’s home.


 It is time for you and your Realtor to schedule the home inspection.  The home inspection is a crucial part of the home-buying process, and there is only a small window of time to get it done.  A great realtor will be on top of things to make sure the process goes as smoothly as possible.

Although the buyer is responsible for the home inspection report, sellers will sometimes have their own pre-inspection report done in order to avoid surprises after accepting an offer. This is not to say that you are not to do your own inspection. You can, and should. However, it’s important not to assume that you will be able to renegotiate on the purchase price after your inspection is done. You are simply having this done to either confirm what is already in the seller's’ report or to have your own completed by your preferred home inspector.


What Is The Purpose of the Inspection?

The purpose of a home inspection is to evaluate the condition of a property before you buy it. You want to know exactly what you are going to be purchasing and if there is anything of concern that you should know about. This does not mean that the seller will have to fix any of the items that come up in the home inspection. Although, if you have a good buyers agent, they will be able to negotiate certain items if they are major ones. With this being said, this will depend on the seller and on whether you are in a buyer’s market or a seller’s market.

What Is Checked During a Home Inspection?

The home inspector will look at the infrastructure of the house: the heating/air-conditioning system, plumbing, structure, electrical, and fireplace ventilation.  The condition of the roof, the exterior of the building, the driveway and walkways, surrounding walls, and fences are also checked.  The inspector makes sure the house is safe to inhabit and that it is up to code.

There are hundreds of things that a home inspector checks, so it’s important to prepare if you have specific things you want to focus on.When the home inspector is finished, he or she will produce a home inspection report, a document with all the details of the findings of the inspection.

Be Present During the Home Inspection

This may be obvious, but make sure you are present for the home inspection.  You will get a lot more out of being there than by trying to read the home inspection report afterward.  You want to learn as much as possible about your new home.  The inspector will show you how the systems work. They’ll also point things out that are currently acceptable but will need maintenance down the line.  

Make sure you have ample time scheduled to be there. A home inspection in a North Park or South Park Home typically takes around 2-4 hours. This, of course, depends on the size of the house and how much access space is under the house and in the attic. Most of the homes in this part of San Diego do not have basements like in the Mid-West or East Coast. Here, we have crawl spaces, and some are not very big. So, for this reason, it can take some time for a diligent home inspector.

This is your future home - you don’t want to miss something important because you are thinking about another appointment.  Be attentive, and don’t be afraid to ask questions.  

Your Realtor - The Buyer’s Agent

Your Realtor should have the number of several trusted licensed home inspectors to choose from. You don’t want to hire an inexperienced home inspector that misses things during the inspection. Also, your Realtor should go through the seller's disclosures with you and make sure that you understand what is in them. If the seller is aware of any issues or malfunctions, hopefully, they have noted them in these disclosures.

Technically, you have 17 days to remove the home inspection contingency if you did not change that in your offer. Although, a good Buyer’s Agent will reduce the timeframe to 10 days to appeal to the sellers so that your offer looks better than your competition.  This is why an organized Realtor is crucial - you’ll need someone who’s on the ball to make sure this part of the process goes smoothly.  For more info on getting your offer accepted, check out this article.

Seller Disclosures Before Your Home Inspection

Your Realtor should ask the listing agent to provide the disclosures before you have the inspection done. This will help since the seller would have put anything and everything that they know about the home in these documents. There may have been things that the seller already repaired. By having them in front of you, you can have your inspector look at those areas.

Home Inspection Checklist

It is a good idea to make a buyer home inspection checklist beforehand.  This way, you will be able to ask the home inspector about it and make sure that they address the question of concern.  


  • Water Intrusion - It doesn’t rain much in San Diego, but when it does, you want to be dry when you’re in your home!  A wet crawl space is a sign the house floods when it does rain so ask the inspector if there dampness.  You can check for damp odor yourself.  Also, if the house has the original roof, there could be a leak or two - look in the attic for water stains.  This can tell you something about the roof’s current condition.  Check around the windows for any signs of leaks.  Make sure the drainage of the property is good by checking the condition of the gutters.


  • Electrical System - A home inspector will check the performance of the electrical panel for voltage drop and grounding. He doesn’t have to check all the outlets/light switches so it’s a good idea for you to check so you can ask about any faulty outlets you may discover.


  • Exterior - Look at the condition of exterior walls, porch, and surrounding areas like a patio/front garden.   Replacing concrete is costly and labor intensive, so take note of the condition the of driveway, walkways, sidewalk in front of the house.

  • Foundation - A fundamental part of the house.  Fixing can be very expensive, so make sure the foundation is in good order.  Your realtor will have trusted resources for foundation contractors and structural engineers so make sure to put this to use.


  • Plumbing:  The obvious is making sure all the plumbing fixtures work.  The inspector will check the water heater.  It may pass the inspection, but you can ask how soon it needs to be replaced.  Also, you don’t want the sewer line cracking after you’ve moved in, so ask the seller if it has been scoped for signs of damage. You should also have a plumber scope the sewer line during your inspection period as well.


  • Heating/cooling system:  Set the thermostat to a cold temperature, like 60 degrees, and see how cold the air coming out of the vents get.  If it doesn’t get that very cold, the system will probably need to be serviced.  Often, when newer systems are put in, the old system will be left underneath the house.  Ask the seller if it’s been removed, or you’ll have to do it yourself.


What to Expect from the Seller


Every case is different, so it depends on how much information on the home was listed upfront. If all inspections, reports, and bids were presented upfront, before you submitted an offer, there is not much to expect that a seller will fix. If these items were not presented up front and instead they are discovered during your inspections, this is different. Again, it depends on the seller's motivation, what kind of market we are in and how reasonable, you, the buyer are being when asking for repairs. If the house comes back with major unexpected issues and the seller is not willing to renegotiate, then you may want to move on to the next property. If the seller will renegotiate, this can be a possible win-win for both you and the seller.


Once the house is yours, all the quirks that go with the home are now yours too.  The great thing about the home inspection is that if it comes back that the house has major issues and you do not want to deal with this, you can cancel within your contingency period and move on.  When you’re aware of what you’re getting into, or knowing beforehand that you’ll have the choice to walk away completely, you’ll feel more confident about buying a hoe. For more tips on feeling confident when buying, read this article.

Find the "Right" San Diego Agent Before the "Right" Home

by North Park-South Park Real Estate Expert

What Buyers Want.png

It is very common for home buyers in San Diego to create a list of all of the things that they would like in a home while they are in the search phase and explain this to their agent. What they really should do first is maybe create a list of skills they would like their real estate agent to have.

The top most ranked desired thing that a buyer wants from their agents has be known to be that their real estate agent find them the right home. This was ranked the highest most often.. While important, it may not be the most unique of the desired area of specialty.

Equally as important to the transaction being successful are the guidance and help with negotiations, price, terms, help with comparable sales, getting qualified for a mortgage, and help with all of the paperwork.

Summarizing the responses in the survey, their are two things that buyers want help from their agents with.

1) is to find the right home

2)  get it at the right terms and price

Not all agents are created equally. Some agents have extensive knowledge assisting homebuyers with financial advise and negotiations with real estate.
A real estate professional skilled in negotiations is invaluable to a home buyer in finding the right home,  since an owner's cost of housing is dependent on the price that they are ultimately paying and financing.  Finding the experience real estate agent who has connections with the right service providers and allied professionals is absolutely irreplaceable.

If you are thinking about Buying a Home in the metro area of San Diego, please do not hesitate to call, email or shoot us a text.  We would love the opportunity to earn your business.

Featured Homes Coming Soon!

by North Park-South Park Real Estate Expert

I am sure that by now you have heard of the low inventory of homes for sale in San Diego. This is true.... What is also true is that we are experiencing multiple offers on many of the homes that we are selling and bidding the price up because of it.  If you know of anyone that is looking to move into our North Park neighborhood and just keeps getting beat out, give them the heads up about these two wonderful Craftsman Homes that will coming on the market very soon. Be ahead of the crowd.

3747 29th St. San Diego CA 92104

3120 Granada Ave San Diego CA 92104 (Possible Mills Act Contender)


If you would like more information on these homes and they will hit the market, shoot us an email or give us a call and someone from our team will get back to you ASAP!

Buying a home in San Diego

by North Park-South Park Real Estate Expert

Should I buy a home right now or should I wait.? 

Should I sell my house right now or should I wait?


Two home buying and home selling questions that many people are asking us these days.  

Here are a few of my thoughts.



If you are renting and are searching for a home, at least in the metro area of San Diego California, prices have been escalating.  Most buyers are competing with each other because of such the low inventory that is available.  In other places in the U.S. more properties tend to come on the market in the Spring.  Here in San Diego, we typically stay busy all year round except for maybe the last week of December, and the first week of January; although, we don't know if this in fact is going to be the case this year. With the interest rates at approximately 3.5%, people are trying to buy their home before or during 2013 to try to get in before the interest rates go up.


Trulia recently issued a report stating that the rents this year have shot up by 5.4%.  Historically in the past rents had only increased by 3.2% on an annual basis.  This alone is a powerful reason to want to buy.



With the low inventory today, it is becoming very difficult to find your dream home or even the home that is right for you.

If you already have a home and have been wanting to upgrade but want to wait until the prices go up so that you can receive the highest dollar amount for your home, you are not alone.  A lot of people are wondering the same thing.  


Here are my thoughts on this.  When your home goes up in price, so does the price of the home that you wish to buy.  With  these interest rates so low, by selling now ( if you are able to because of equity), you will be able to buy more house with a very low interest rate and a lower price.


Just my thoughts.  If you have any questions regarding our San Diego market, feel free to contact me or someone from our team. We are here to help!

Buying a home in San Diego!

by Mary McTernan


A few things to know before buying a home in San Diego


  • Find a great realtor( preferably referred).
  • Find a great Mortgage Broker (preferably referred)
  • Find the home that suits you best (location, amenities,location).
  • Write down your must haves and your wants.
  • Don't try to be such a hardball negotiator upfront.  Be negotiable with the seller, otherwise they my want to go with another offer.
  • Factor in repairs and maintenance cost.

Buying a Home in San Diego

by Mary McTernan

I know, I know; when have you heard a Real Estate agent say that it was not a good time to buy a home?  Not too often I'm sure.  Here are some interesting facts though.

The interest rates are pretty amazing right now, if you can qualify for a loan.

Conventional loans:
3.875% on 30 year fixed
3.25% on 15 year fixed
4.125% loans $417,000 - $546,750

Or 3.875% FHA loans with just 3.5% down on loans up to $697,500

5/1 ARMs are at 2.625% but should only be taken by the borrower who expects to be out of that house in less than 5 years.  This loan can go to 7.265% in year six and all the savings of the first 5 years will be wiped out, so this one is not my favorite and in my opinion should not even be considered based what has happened with our market in the last 5-7 years.

So, if you are renting right now because you are scared of all the media about the housing market, just look at what is happening in the rental market right now.  Prices are high and getting higher. Landlords are happy that renters are helping them pay off their mortgage.

If you would like to find out how you can buy your first home or an investment property for the price of a rental, shoot us an email or a call. Let us know that you are interested in knowing more and we will be able to help you with that.

2212 Myrtle Ave

by Mary McTernan

Open House in North Park San Diego this week end.  If you are looking to buy a home in North Park, don't miss this open house. We will be here Sat and Sun from 1-3pm


Displaying blog entries 1-7 of 7




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Contact Information

Photo of McT Real Estate Group Real Estate
McT Real Estate Group
Big Block Realty, Inc
3855 Granada Ave
San Diego CA 92104