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North Park Real Estate Expert-Metro San Diego


Displaying blog entries 1-10 of 369

North Park and Normal Heights Real Estate Market

by North Park Real Estate Expert-Metro San Diego

2017 begins with lots of excitement and activity within the Real Estate Market in North Park, Normal Heights, South Park and other Metro Neighborhoods in San Diego.

First, we have a darling two-bedroom bungalow located at 3675 Meade Ave. in Normal Heights that will be going on the market for sale on January 17th. This home has an open and spacious kitchen with rich wood cabinets, granite countertops, and stainless steel appliances. There are wood floors throughout and a nice size backyard featuring water wise turf, alley access and a one car garage with a very long driveway for those who have more than one vehicle. 

Normal Heights is an exciting place to live if you like being able to walk to some of the most amazing Restaurants, Cafes, and Shops. If you like having great walk-ability, then come check out this little gem.


For a quick SNEAK PREVIEW of a few of our upcoming homes for sale, click on the link below.

3675 Meade Ave Living Room


We also have a beautiful three bedroom Mid-Century Home located at 2505 Boundary Street in North Park, within the McKinley School Boundaries that is going on the market for sale tomorrow. In order to truly appreciate this house, you must open the front door and step inside. It is spacious with a very nice layout. The open kitchen floor plan is wonderful for those who like to cook and entertain, as it opens up to the dining room and has a large island where one can gather and be part of. San Diego’s indoor-outdoor living is one to take advantage of and this home shows this off nicely. There is a beautifully designed deck and pergola off of the dining room with gorgeous views of the tiered leveled backyard. Lots of love has been put into this home and it shows.

2505 Boundary Street


For more info on these homes and in San Diego’s most sought after neighborhoods’, contact the McT Real Estate Group. 

Should You Buy or Sell a Home in San Diego's Hot Market?

by North Park Real Estate Expert-Metro San Diego

Should You Buy a Home or Sell a Home in San Diego’s Hot Market?

Home Drawing


Buying a Home or Selling a home in San Diego can be very emotional and stressful for the most part. This is mostly true for the traditional/conventional buyer or seller but not so much for the home investor. If you are an investor that keeps homes or one that buys a home, remodels it and turns around and sells it right away (known as a flipper), it is all about the numbers. If the numbers work, then you move forward. If they don’t, you move on to the next one.

For the average person Buying a Home it is more about loving the home you are getting ready to buy. It is also about the neighborhood, neighbors and the environment around you. Of course you also want to make sure that the home that you are ready to buy is also a good investment; however, it is more of a place to call home. You want to be able to see yourself living there in the next 5+ years or so.

Here in the North Park and South Park neighborhood of San Diego, we are still experiencing a very hot market and in many cases the homes we sell are receiving multiple offers and offers that are going over list price. If you are a seller, this is an amazing feeling and opportunity. On the other hand, if you are a homebuyer and have lost out on other homes because you were outbid, this can be very stressful and discouraging. To make this a little less stressful, it is imperative that you work with an experienced Mortgage Lender as well as a Realtor that is an expert in the neighborhood and with the complexities that come with getting your offer accepted. This person should be a strong negotiator your behalf, and making sure that you understand every step of the way so you can make the best-educated decisions throughout the process.

The same holds true with the Mortgage Lender that you choose to work with. It is usually best to go with a local lender that understands how Real Estate in Southern California works. This is not to say that you should not work with a lender that is in another part of the Country. We are just sharing our experience of the last 12 years. Things usually go a bit smoother when the lender is local.

If you are thinking of Buying a Home or selling a home in the North Park or South Park Communities of San Diego, give the McT Real Estate Group a call, text, or shoot us an email. We are here to help.

3619 Landis Street- Open House

by North Park Real Estate Expert-Metro San Diego

Come see this adorable North Park Bungalow. Located minutes away from North Park's Restaurants and Shopping and with easy access to main freeways. This is a low maintenance home which is a great alternative to living in a condo where there are HOA fees and attached neighboring walls.

This open concept home features high vaulted ceilings and an open concept living area with open views of living and the kitchen. Come see for yourself; we will have an open house on Dec. 11th from 1-3 pm. If you would like to get in sooner and beat the crowds, please give the McT Real Estate Group a call at (619) 432-2279 or shoot us an email. 

Do Open Houses In North Park Work?

by North Park Real Estate Expert-Metro San Diego

 North Park Open House sign

Here at the McT Real Estate Group, we do things a little different. The week before the open house we advertise to our database of over 7,000 people that are actively looking to buy a home in the North Park and surrounding neighborhoods. We also call and send out invitations to people in the neighborhood. We do this because people in the neighborhood have friends that may want to buy a home in the same neighborhood as their friends. We also post ads on Facebook and Instagram as we get a lot of inquiries from these sources. On the morning of the open house, at least 20-30 directional signs are put out letting people know that during 1-3 we will have your home open to the public.

You may ask, “Have we ever sold a house because of an open house?" The answer is yes. This has happened on many occasions. The reason is because potential buyers don’t always have time during the workweek to see a home because of the late hours that they work. By advertising that the home will be open during the weekend, buyers have come through and have fallen in love with the homes, put offers on them and ultimately purchased them. By marketing the home to as many people as possible for a weekend open house and making it easy for potential buyers to see your home, this will bring you, the seller, great results.

If you have any questions on buying or selling your home in North Park, South Park or any of the Metro Neighborhoods in San Diego, give the McT Real Estate Group a call. We would love the opportunity to speak with you. 

3738 Bancroft- Open House

by North Park Real Estate Expert-Metro San Diego

3738 Bancroft Street

North Park has come a long way in the last 10-15 years and has been noted as one of the hippest places to live in and own property in. Because of all of the new Restaurants, Shops, and Boutique Stores, we are seeing a lot of foot traffic and great walkability in certain areas.

With this being said, we are getting ready to put this home located at 3738 Bancroft on the public market next week but wanted to give you and anyone you know the opportunity to see it first. Currently, it is a two bedroom bungalow with lots of charm that sits on a large lot that is Zoned as MR 1750 and can house up to 3 units.

This makes it a great investment for someone who would like to build more units and sell or rent them out, or simply keep it like it is and enjoy having a large backyard with endless possibilities. As you walk up to the front door and into the home you are welcomed with an open view of the living room and dining room featuring hardwood floors and coved ceilings. As you walk past the living room, off to the right is a hallway and this is where the bathroom is. Both bedrooms are on that side of the home. Going back to the living room and past the dining area, you walk into the kitchen which features stainless steel appliances and cabinets which contain original charm. Off of the kitchen is a nice breakfast nook  and on the other side of the wall is a hallway where you will find the laundry area.

There is a door in the laundry room that leads out to the beautiful deck with views of the very large backyard.

We will have it open today and tomorrow for a sneak preview before putting it on the public market. If you or anyone you know may be interested, come take a look from 1-3. If you have any questions, feel free to call the McT Real Estate Group. We are here to answer all of your Real Estate questions.

Buying a For Sale By Owner in San Diego- 3 Things You Should Know

by North Park Real Estate Expert-Metro San Diego

Buying a “For Sale By Owner” in San Diego? 3 Things You Should Know

For Sale By Owner

You have decided to buy a home in San Diego and are working with an agent/Realtor but are also probably searching for homes for sale on, Zillow and Trulia, just to name a few sites.

Most of the homes you see are listed with Realtors however; you do come across a few homes that are “For Sale By Owner.” What do you do?


Call Your Realtor

99 percent of the time the home sellers will work with Realtors that bring them a buyer and will compensate them. Calling your Realtor is the first thing that you should do, informing them that you found a “For Sale By Owner” and you would like to find out more information on it. Sellers know that home buyers are saavy these days and are most likely are working with an experienced Realtor that will help them through the process of Buying a Home. A buyer’s agent is working on your behalf and will advise you as well as be the buffer during what can be an intense negotiation. They will work through the hurdles that typically come up during the inspection and loan contingency periods.


What Does The Seller Have To Disclose?

Just because it is a “For Sale By Owner” does not mean that the rules of Selling a Home in San Diego is different than any other sale. The seller still must give you full disclosures about the property. There is still an Escrow Company involved and also a Title Company. The Title company will do a title search and make sure that it holds clear title and there is nothing affecting it while the Escrow Company will hold on to your deposit and handle the funds and the recording once the transaction is completed. Unfortunately, not all sellers know that process so having a good Realtor on your side will protect you. Your Realtor will know exactly what to ask the seller and what forms the seller should sign. Make sure that you ask a lot of questions and you and your Realtor do your due diligence regarding disclosures, permits, repairs, etc. Knock on the neighbors doors and ask questions about the neighborhood and even about the home that you are thinking of buying. You will learn a lot from speaking with the neighbors.


Are You Overpaying For The Home?

Sellers that try to sell their home themselves do so for many reasons. Some may not have equity in the home and think that they cannot afford Realtors commission. Some think that they can do a better job and don’t think that they need a Realtor. With this being said, some think that their home is worth a lot more than what Realtors have told them and so decide to do it themselves. For whatever reason, this does not matter. What matters is that you are aware of the market conditions and what comparable homes nearby are selling for. Your Realtor will know exactly what homes to compare this home to and give you their opinion on what the home should be priced at. When the home is priced too high and you are not able to get the seller to become realistic it is better to move on to another home as this seller will have to stay on the market for quite some time before realization sinks in.

If you have any questions regarding buying or selling a home, contact the McT Real Estate Group. We can help you through the hurdles.

5 Things You Should Know About San Diego Real Estate Disclosures

by North Park Real Estate Expert-Metro San Diego

5 Things You Should Know About San Diego Real Estate Disclosures 

North Park Fixer

What are disclosures?
When a seller decides to put their home on the market for sale in San Diego, they will hire a Realtor who will then, among other things, hand them a stack of documents that are called disclosures. The local board requires documents such as the Real Estate Transfer Disclosure, Seller Property Questionnaire, Market Condition Advisory and several others to be filled out with every home sale. Their Realtor should go over these documents with them to make sure that they understand what they mean and how to fill them out. This is the seller's opportunity to list their experience with living in the home.  Whether you are Buying a Home or selling a home in San Diego; below are 4 tips that you should know about San Diego Real Estate Disclosures.

What Type of Things Are On The Disclosures?

Whether it is a leaky faucet, a sewer line that was clogged, a roof that has leaked in the past but was fixed. This is when the seller should tell the story of the home and their experience while living in it. Whether something was fixed in the past or not, here is when the seller will document such things. By doing so, the buyer knows exactly what they are potentially buying and by being transparent the seller will avoid any future problems by disclosing everything that they know about the property, whether it is a big issue or small issue that was taken care of. Disclose, disclose, disclose!! This is the time to do so.

When Does The Seller Give the Buyers the Disclosures to Review?

Typically, once the sellers Realtor receives an offer and it has been accepted by the seller, the disclosures are then passed on to the buyer within the first 3-5 days. With this being said, as listing agents, sometimes we share these disclosures up front and post them on the MLS so that buyer agents can see them up front and share them with their potential buyers. If we are selling a home that is in need of some minor or major fixing, by letting the buyer see these disclosures up front, you will avoid falling out of contract by presenting all of the facts up front and eliminating the buyers that become scared after discovering these items after getting into contract and ultimately cancelling. 

What if the seller is not truthful?

Sometimes while the seller is filling out the disclosures, they may forget things that may have occurred many years ago. This is not to say that they are not being truthful. They may have truthfully forgotten because of the time that has past. With this being said, as a buyer, and/or your buyer's agent should ask many questions. Be as detailed as possible and make sure that you have a very good inspector to inspect the home from top to bottom. While you are under contract, or in “Escrow” as we call it in California; speak to the neighborhoods. Ask them “how do they like the neighborhood?” You will receive lots of good information with this tip alone.

Should I do more than one home inspection?

Yes, especially when Buying a Home in North Park, South Park, Normal Heights, University Heights and our other metro communities. A lot of the homes in these neighborhoods are built in the early 1900’s so although many have been remodeled, not every single part of the home has been updated so you should absolutely do more than just a general inspection. When we work with our buyer clients, we always recommend that they have a roof inspection; electrical inspection, foundation inspection as well as having a plumber scope the sewer line. This is not to say that you are going to ask the seller to give you a new roof, new electrical panel, etc. It is just so you, the buyer knows exactly what you are buying.
If you are planning a buying or selling your home in North Park, South Park, University Heights, Normal Heights or any other metro neighborhood in San Diego, call or reach out to the McT Real Estate Group. We would be happy to speak with you about possibly working together

Update Your Home to Sell With These Hot Kitchen Trends!

by North Park Real Estate Expert-Metro San Diego

The kitchen is truly the heart of the home. Families spend a lot of time in this room gathering and entertaining. Since it is such a central spot in the house, home buyers look to the kitchen first when searching for their dream home. The kitchen should fit well with the rest of the home’s aesthetic and decor. Are you planning on selling your San Diego home? Update your kitchen with some of the hottest trends of 2017. Add one or two of these stylish upgrades to make your home more attractive to potential buyers.


There are new trends for your kitchen appliances and hardware. It’s time to say goodbye to those stainless steel appliances. The popular trends for 2017 remove the monochromatic, industrial feel of stainless steel. Make your kitchen look extra streamlined with Hidden Appliances. This allows your kitchen to have a consistent design scheme. Plus, buyers will love the added surprise as they view your kitchen. If you do not want to go for the hidden appliances, opt for Mixed Hardware Fixtures. Appliances and accessories are now offered in a variety of finishes, including pewter, copper, and gold. Your kitchen will stand out from the crowd with one of these beautifully unique finishes.


Now that you’ve updated your appliances, it’s time to update the rest of your kitchen. Look to the cabinets next. Add some interest to your kitchen with Tuxedo Cabinets. Use black and white or other complementary color pairings. A great combination is navy blue and soft gray. It adds a softer contrast but still makes your cabinets pop. Wood Paneling is not just relegated to your grandparents’ home anymore. Add shiplap to the walls of your kitchen. White shiplap will add a modern, clean touch.


Check out these other great Seller Tips! Give McT Real Estate Group a call today or visit our website at  

Resource and Photos from Inman

North Park is one of the Hottest Zip Codes for Millennials!

by North Park Real Estate Expert-Metro San Diego

Across the country, millennials have become major players in the real estate market, turning some zip codes into the hottest home buying markets. The neighborhoods popular with millennials have strong job markets, affordable housing options, and great local amenities. A research team from® recently examined 32,000 zip codes around the United States to discover which neighborhoods have the fastest selling homes and the most homes being searched on their site. It comes as no surprise that the hip San Diego neighborhood of North Park (92104) is one of the top 10 hottest places for millennials!!


With its great cultural diversity, delicious dining options, eclectic coffee shops, unique boutiques, numerous art galleries, and entertainment and nightlife options, North Park is the perfect spot for this young generation of home buyers to settle down! This neighborhood is continually seeing new development, with awesome new restaurants, breweries, and stores opening up, as well as additional housing developments which offer even more affordable options for millennials. Recognizing this growing demographic of residents, developers in North Park are also looking at ways to increase the walkability and public transportation in the neighborhood.


(Photo by Jason Gould)

Spend a day in North Park to see why it is one of the best San Diego spots to call home. You will never run out of things to do. Explore 30th Street, University Avenue, and El Cajon Boulevard to find some of the best restaurants and shopping in the city. Check out the variety of theater groups and art venues in the area for a unique night out. And, be sure to swing by the spectacular Balboa Park, conveniently located right next to this neighborhood. You will surely fall in love with this neighborhood after discovering all that it has to offer. McT Real Estate Group is your #1 resource for finding your North Park dream home. Check out the incredible North Park Featured Homes currently on the market!

Give our team a call today or visit our website at to learn more! 

Resource: REALTOR® Magazine  

Home Buying Benefits for Military Buyers!

by North Park Real Estate Expert-Metro San Diego

Homeownership is the dream of many Americans, but did you know that Military Service members, their families and Veterans are among the highest group of homeowners?

If you're a Military Service member or Veteran, Home Buying is well within your reach! You have access to many home-buying benefits, and protections, making this one of the most powerful home loan programs on the market. Let's review the program:

VA Loan Program

Since the beginning of the VA Loan Program, over 21 million loans for Veterans and active duty Military Members and their families. Here are some of the highlights of the program:

VA loans feature many benefits that help make home buying possible, including the following:

  • No down payment requirement
  • No mortgage insurance
  • Lower average interest rates
  • Limits on closing costs
  • More lenient credit requirements

* Individuals not qualifying for a conventional home loan have been flocking to VA home loans! 

Typically, veterans and active-duty service members are eligible for a VA home loan if they served in the following capacity:

  • 90 consecutive days on active duty during wartime
  • 181 consecutive days on active duty during peacetime
  • 6 or more years in the National Guard or Reserves


Occupancy & power of attorney

The VA Loan program is focused on getting buyers into homes they'll be living in full time. However, the program does make exceptions for some active-duty service members and veterans:

For example, a spouse or children may be able to fulfill the occupancy requirement on behalf of a VA buyer.

A VA buyer who is deployed or otherwise unable to manage the loan process can typically assign a power of attorney to a spouse or family member to manage the loan process and sign documents.

If you find yourself needing to assert the Power of Attorney, there are 2 types from which to choose; General & Specific, all depending on what parts of the loan document the actual buyer can sign.

The occupancy and power of attorney options mean an eligible VA buyer’s spouse and children could buy a home during a deployment or unaccompanied assignment, helping alleviate the emotional toll of multiple moves on military families.

Basic allowance for housing

Did you know that many active-duty military members who receive a monthly housing allowance can use this money to qualify for a home loan? Mortgage Lenders can count Basic Allowance for Housing (BAH) as effective income. This makes for a much easier transition from renting to owning your own home. 

For help with equating your BAH and qualifying income into a home loan equation, give the Mary McTernan team a call.

Financial protections

Being an active-duty service member, you can face unique financial challenges; deployment and changes of station can put undue emotional and financial strain on the family.  For this reason, Servicemembers Civil Relief Act (SCRA) can provide military personnel financial protection involving interest rates, income tax payments, foreclosure, eviction and more! 

Veterans Affairs also offers foreclosure avoidance protection assistance for homeowners. Their team of experts work with lenders on your behalf, when struggling homeownership difficulties occur.

Call Mary McTernan and her team for all your Home Buying Questions and Assistance! The San Diego area offers fabulous home choices for all Military Service personnel and Veterans!


Displaying blog entries 1-10 of 369