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North Park Real Estate Expert-Metro San Diego


Displaying blog entries 1-10 of 366

Do Open Houses In North Park Work?

by North Park Real Estate Expert-Metro San Diego

 North Park Open House sign

Here at the McT Real Estate Group, we do things a little different. The week before the open house we advertise to our database of over 7,000 people that are actively looking to buy a home in the North Park and surrounding neighborhoods. We also call and send out invitations to people in the neighborhood. We do this because people in the neighborhood have friends that may want to buy a home in the same neighborhood as their friends. We also post ads on Facebook and Instagram as we get a lot of inquiries from these sources. On the morning of the open house, at least 20-30 directional signs are put out letting people know that during 1-3 we will have your home open to the public.

You may ask, “Have we ever sold a house because of an open house?" The answer is yes. This has happened on many occasions. The reason is because potential buyers don’t always have time during the workweek to see a home because of the late hours that they work. By advertising that the home will be open during the weekend, buyers have come through and have fallen in love with the homes, put offers on them and ultimately purchased them. By marketing the home to as many people as possible for a weekend open house and making it easy for potential buyers to see your home, this will bring you, the seller, great results.

If you have any questions on buying or selling your home in North Park, South Park or any of the Metro Neighborhoods in San Diego, give the McT Real Estate Group a call. We would love the opportunity to speak with you. 

3738 Bancroft- Open House

by North Park Real Estate Expert-Metro San Diego

3738 Bancroft Street

North Park has come a long way in the last 10-15 years and has been noted as one of the hippest places to live in and own property in. Because of all of the new Restaurants, Shops, and Boutique Stores, we are seeing a lot of foot traffic and great walkability in certain areas.

With this being said, we are getting ready to put this home located at 3738 Bancroft on the public market next week but wanted to give you and anyone you know the opportunity to see it first. Currently, it is a two bedroom bungalow with lots of charm that sits on a large lot that is Zoned as MR 1750 and can house up to 3 units.

This makes it a great investment for someone who would like to build more units and sell or rent them out, or simply keep it like it is and enjoy having a large backyard with endless possibilities. As you walk up to the front door and into the home you are welcomed with an open view of the living room and dining room featuring hardwood floors and coved ceilings. As you walk past the living room, off to the right is a hallway and this is where the bathroom is. Both bedrooms are on that side of the home. Going back to the living room and past the dining area, you walk into the kitchen which features stainless steel appliances and cabinets which contain original charm. Off of the kitchen is a nice breakfast nook  and on the other side of the wall is a hallway where you will find the laundry area.

There is a door in the laundry room that leads out to the beautiful deck with views of the very large backyard.

We will have it open today and tomorrow for a sneak preview before putting it on the public market. If you or anyone you know may be interested, come take a look from 1-3. If you have any questions, feel free to call the McT Real Estate Group. We are here to answer all of your Real Estate questions.

Buying a For Sale By Owner in San Diego- 3 Things You Should Know

by North Park Real Estate Expert-Metro San Diego

Buying a “For Sale By Owner” in San Diego? 3 Things You Should Know

For Sale By Owner

You have decided to buy a home in San Diego and are working with an agent/Realtor but are also probably searching for homes for sale on, Zillow and Trulia, just to name a few sites.

Most of the homes you see are listed with Realtors however; you do come across a few homes that are “For Sale By Owner.” What do you do?


Call Your Realtor

99 percent of the time the home sellers will work with Realtors that bring them a buyer and will compensate them. Calling your Realtor is the first thing that you should do, informing them that you found a “For Sale By Owner” and you would like to find out more information on it. Sellers know that home buyers are saavy these days and are most likely are working with an experienced Realtor that will help them through the process of Buying a Home. A buyer’s agent is working on your behalf and will advise you as well as be the buffer during what can be an intense negotiation. They will work through the hurdles that typically come up during the inspection and loan contingency periods.


What Does The Seller Have To Disclose?

Just because it is a “For Sale By Owner” does not mean that the rules of Selling a Home in San Diego is different than any other sale. The seller still must give you full disclosures about the property. There is still an Escrow Company involved and also a Title Company. The Title company will do a title search and make sure that it holds clear title and there is nothing affecting it while the Escrow Company will hold on to your deposit and handle the funds and the recording once the transaction is completed. Unfortunately, not all sellers know that process so having a good Realtor on your side will protect you. Your Realtor will know exactly what to ask the seller and what forms the seller should sign. Make sure that you ask a lot of questions and you and your Realtor do your due diligence regarding disclosures, permits, repairs, etc. Knock on the neighbors doors and ask questions about the neighborhood and even about the home that you are thinking of buying. You will learn a lot from speaking with the neighbors.


Are You Overpaying For The Home?

Sellers that try to sell their home themselves do so for many reasons. Some may not have equity in the home and think that they cannot afford Realtors commission. Some think that they can do a better job and don’t think that they need a Realtor. With this being said, some think that their home is worth a lot more than what Realtors have told them and so decide to do it themselves. For whatever reason, this does not matter. What matters is that you are aware of the market conditions and what comparable homes nearby are selling for. Your Realtor will know exactly what homes to compare this home to and give you their opinion on what the home should be priced at. When the home is priced too high and you are not able to get the seller to become realistic it is better to move on to another home as this seller will have to stay on the market for quite some time before realization sinks in.

If you have any questions regarding buying or selling a home, contact the McT Real Estate Group. We can help you through the hurdles.

5 Things You Should Know About San Diego Real Estate Disclosures

by North Park Real Estate Expert-Metro San Diego

5 Things You Should Know About San Diego Real Estate Disclosures 

North Park Fixer

What are disclosures?
When a seller decides to put their home on the market for sale in San Diego, they will hire a Realtor who will then, among other things, hand them a stack of documents that are called disclosures. The local board requires documents such as the Real Estate Transfer Disclosure, Seller Property Questionnaire, Market Condition Advisory and several others to be filled out with every home sale. Their Realtor should go over these documents with them to make sure that they understand what they mean and how to fill them out. This is the seller's opportunity to list their experience with living in the home.  Whether you are Buying a Home or selling a home in San Diego; below are 4 tips that you should know about San Diego Real Estate Disclosures.

What Type of Things Are On The Disclosures?

Whether it is a leaky faucet, a sewer line that was clogged, a roof that has leaked in the past but was fixed. This is when the seller should tell the story of the home and their experience while living in it. Whether something was fixed in the past or not, here is when the seller will document such things. By doing so, the buyer knows exactly what they are potentially buying and by being transparent the seller will avoid any future problems by disclosing everything that they know about the property, whether it is a big issue or small issue that was taken care of. Disclose, disclose, disclose!! This is the time to do so.

When Does The Seller Give the Buyers the Disclosures to Review?

Typically, once the sellers Realtor receives an offer and it has been accepted by the seller, the disclosures are then passed on to the buyer within the first 3-5 days. With this being said, as listing agents, sometimes we share these disclosures up front and post them on the MLS so that buyer agents can see them up front and share them with their potential buyers. If we are selling a home that is in need of some minor or major fixing, by letting the buyer see these disclosures up front, you will avoid falling out of contract by presenting all of the facts up front and eliminating the buyers that become scared after discovering these items after getting into contract and ultimately cancelling. 

What if the seller is not truthful?

Sometimes while the seller is filling out the disclosures, they may forget things that may have occurred many years ago. This is not to say that they are not being truthful. They may have truthfully forgotten because of the time that has past. With this being said, as a buyer, and/or your buyer's agent should ask many questions. Be as detailed as possible and make sure that you have a very good inspector to inspect the home from top to bottom. While you are under contract, or in “Escrow” as we call it in California; speak to the neighborhoods. Ask them “how do they like the neighborhood?” You will receive lots of good information with this tip alone.

Should I do more than one home inspection?

Yes, especially when Buying a Home in North Park, South Park, Normal Heights, University Heights and our other metro communities. A lot of the homes in these neighborhoods are built in the early 1900’s so although many have been remodeled, not every single part of the home has been updated so you should absolutely do more than just a general inspection. When we work with our buyer clients, we always recommend that they have a roof inspection; electrical inspection, foundation inspection as well as having a plumber scope the sewer line. This is not to say that you are going to ask the seller to give you a new roof, new electrical panel, etc. It is just so you, the buyer knows exactly what you are buying.
If you are planning a buying or selling your home in North Park, South Park, University Heights, Normal Heights or any other metro neighborhood in San Diego, call or reach out to the McT Real Estate Group. We would be happy to speak with you about possibly working together

Update Your Home to Sell With These Hot Kitchen Trends!

by North Park Real Estate Expert-Metro San Diego

The kitchen is truly the heart of the home. Families spend a lot of time in this room gathering and entertaining. Since it is such a central spot in the house, home buyers look to the kitchen first when searching for their dream home. The kitchen should fit well with the rest of the home’s aesthetic and decor. Are you planning on selling your San Diego home? Update your kitchen with some of the hottest trends of 2017. Add one or two of these stylish upgrades to make your home more attractive to potential buyers.


There are new trends for your kitchen appliances and hardware. It’s time to say goodbye to those stainless steel appliances. The popular trends for 2017 remove the monochromatic, industrial feel of stainless steel. Make your kitchen look extra streamlined with Hidden Appliances. This allows your kitchen to have a consistent design scheme. Plus, buyers will love the added surprise as they view your kitchen. If you do not want to go for the hidden appliances, opt for Mixed Hardware Fixtures. Appliances and accessories are now offered in a variety of finishes, including pewter, copper, and gold. Your kitchen will stand out from the crowd with one of these beautifully unique finishes.


Now that you’ve updated your appliances, it’s time to update the rest of your kitchen. Look to the cabinets next. Add some interest to your kitchen with Tuxedo Cabinets. Use black and white or other complementary color pairings. A great combination is navy blue and soft gray. It adds a softer contrast but still makes your cabinets pop. Wood Paneling is not just relegated to your grandparents’ home anymore. Add shiplap to the walls of your kitchen. White shiplap will add a modern, clean touch.


Check out these other great Seller Tips! Give McT Real Estate Group a call today or visit our website at  

Resource and Photos from Inman

North Park is one of the Hottest Zip Codes for Millennials!

by North Park Real Estate Expert-Metro San Diego

Across the country, millennials have become major players in the real estate market, turning some zip codes into the hottest home buying markets. The neighborhoods popular with millennials have strong job markets, affordable housing options, and great local amenities. A research team from® recently examined 32,000 zip codes around the United States to discover which neighborhoods have the fastest selling homes and the most homes being searched on their site. It comes as no surprise that the hip San Diego neighborhood of North Park (92104) is one of the top 10 hottest places for millennials!!


With its great cultural diversity, delicious dining options, eclectic coffee shops, unique boutiques, numerous art galleries, and entertainment and nightlife options, North Park is the perfect spot for this young generation of home buyers to settle down! This neighborhood is continually seeing new development, with awesome new restaurants, breweries, and stores opening up, as well as additional housing developments which offer even more affordable options for millennials. Recognizing this growing demographic of residents, developers in North Park are also looking at ways to increase the walkability and public transportation in the neighborhood.


(Photo by Jason Gould)

Spend a day in North Park to see why it is one of the best San Diego spots to call home. You will never run out of things to do. Explore 30th Street, University Avenue, and El Cajon Boulevard to find some of the best restaurants and shopping in the city. Check out the variety of theater groups and art venues in the area for a unique night out. And, be sure to swing by the spectacular Balboa Park, conveniently located right next to this neighborhood. You will surely fall in love with this neighborhood after discovering all that it has to offer. McT Real Estate Group is your #1 resource for finding your North Park dream home. Check out the incredible North Park Featured Homes currently on the market!

Give our team a call today or visit our website at to learn more! 

Resource: REALTOR® Magazine  

Home Buying Benefits for Military Buyers!

by North Park Real Estate Expert-Metro San Diego

Homeownership is the dream of many Americans, but did you know that Military Service members, their families and Veterans are among the highest group of homeowners?

If you're a Military Service member or Veteran, Home Buying is well within your reach! You have access to many home-buying benefits, and protections, making this one of the most powerful home loan programs on the market. Let's review the program:

VA Loan Program

Since the beginning of the VA Loan Program, over 21 million loans for Veterans and active duty Military Members and their families. Here are some of the highlights of the program:

VA loans feature many benefits that help make home buying possible, including the following:

  • No down payment requirement
  • No mortgage insurance
  • Lower average interest rates
  • Limits on closing costs
  • More lenient credit requirements

* Individuals not qualifying for a conventional home loan have been flocking to VA home loans! 

Typically, veterans and active-duty service members are eligible for a VA home loan if they served in the following capacity:

  • 90 consecutive days on active duty during wartime
  • 181 consecutive days on active duty during peacetime
  • 6 or more years in the National Guard or Reserves


Occupancy & power of attorney

The VA Loan program is focused on getting buyers into homes they'll be living in full time. However, the program does make exceptions for some active-duty service members and veterans:

For example, a spouse or children may be able to fulfill the occupancy requirement on behalf of a VA buyer.

A VA buyer who is deployed or otherwise unable to manage the loan process can typically assign a power of attorney to a spouse or family member to manage the loan process and sign documents.

If you find yourself needing to assert the Power of Attorney, there are 2 types from which to choose; General & Specific, all depending on what parts of the loan document the actual buyer can sign.

The occupancy and power of attorney options mean an eligible VA buyer’s spouse and children could buy a home during a deployment or unaccompanied assignment, helping alleviate the emotional toll of multiple moves on military families.

Basic allowance for housing

Did you know that many active-duty military members who receive a monthly housing allowance can use this money to qualify for a home loan? Mortgage Lenders can count Basic Allowance for Housing (BAH) as effective income. This makes for a much easier transition from renting to owning your own home. 

For help with equating your BAH and qualifying income into a home loan equation, give the Mary McTernan team a call.

Financial protections

Being an active-duty service member, you can face unique financial challenges; deployment and changes of station can put undue emotional and financial strain on the family.  For this reason, Servicemembers Civil Relief Act (SCRA) can provide military personnel financial protection involving interest rates, income tax payments, foreclosure, eviction and more! 

Veterans Affairs also offers foreclosure avoidance protection assistance for homeowners. Their team of experts work with lenders on your behalf, when struggling homeownership difficulties occur.

Call Mary McTernan and her team for all your Home Buying Questions and Assistance! The San Diego area offers fabulous home choices for all Military Service personnel and Veterans!


Normal Heights Celebrates!

by North Park Real Estate Expert-Metro San Diego

Dance the weekend away and fill your bellies with delicious food and beverages at our favorite Normal Heights festival…..the 35th Annual Adams Avenue Street Fair!!! Head down to Adams Avenue, between 32nd Street and 35th Street, this Saturday and Sunday for the ultimate neighborhood celebration. Held every year on the last weekend of September, the Adams Avenue Street Fair is the largest free two-day music festival in all of Southern California! Along with all of the incredible live performances that you and your family will enjoy all weekend, there are countless other activities at the fair. Dine on delicious food from the many food vendors. Stop by one of the 3 beer gardens to quench your thirst on San Diego’s finest craft beer options. Take a spin on the giant carnival rides located in Adams Avenue Park. AND, check out the more than 350 arts and crafts booths along the avenue to pick up some unique goodies. Here is more important information you’ll need to make the most of your time this weekend at the Adams Avenue Street Fair:



Official Program

Live Music!

With over 90 musical acts on 7 stages it is impossible to list all of the incredible performers that will be appearing at the Adams Avenue Street Fair. Whether you love world music, blues, rock, americana, indie, or R&B, there will be a band that is music to your ears this weekend!  Here is a list of this year’s amazing headliners:

Saturday, September 24th

8:45 - 9:45 pm - Mrs. Magician @ Casbah Rock Stage

8:45 - 10:00 pm - The B-Side Players @ DiMille’s Variety Stage

8:45 - 10:00 pm - Sugaray Rayford Blues Band @ Hawley Blues Stage

Sunday, September 25th

4:15 - 5:15 pm - Sebadoh @ Casbah Rock Stage

4:30 - 5:45 pm - Jungle Fire @ DiMille’s Variety Stage

5:45 - 7:00 pm - Lisa Haley and The Zydekats @ Hawley Blues Stage

5:45 - 7:00 pm - The Beat Farmers with Dave Alvin @ 34th Roots Rock Stage


Street Fair’s Craft Beer Taste!

On Saturday, September 24th, craft beer lovers should head to the tent across from the Starbucks Stage for a special Craft Beer Taste! This event will be held from noon until 4:00 pm and will feature around 30 different types of craft beers from 15+ breweries. For $20, visitors can sample 12 different beers in 4-ounce tastes. Don’t miss out on this special Saturday only event. Tickets can be purchased HERE!!

Event Details

Date: Saturday, September 24th, 2016 - Sunday, September 25th, 2016

Time: 10:00 am - 10:00 pm (Saturday) and 10:00 am - 7:00 pm (Sunday)

Location: Adams Avenue (from 32nd Street to 35th Street)

Cost: FREE Admission!

Romantic Things to Do in San Diego!

by North Park Real Estate Expert-Metro San Diego

San Diego is truly a city of romance. With 70 miles of gorgeous coastline, spectacular weather year round, insanely delicious restaurants, and countless activities available, the options for a romantic night between you and your significant other is endless! Whether you have just started dating or have been married for years, fall in love all over again by planning a date night or weekend getaway for the two of you.



There are endless romantic dining options in San Diego. Plan a date night for you and your love at one of these favorite restaurants for a night you two will never forget. Considered the most romantic restaurant in the city, Bertrand at Mister A's (2550 Fifth Avenue) offers spectacular views of downtown San Diego from its 12th-floor location. Dine on some delicious modern American cuisine and marvel at the gorgeous city you call home. Feel like you have escaped to Paris for the night at Cafe Chloe (721 9th Avenue). This cozy cafe serves award winning French bistro classics. Sit inside in the beautifully decorated restaurant or enjoy your meal at one of the quaint outdoor tables.  Enjoy an amazing flight of wine paired with your three or five-course meal at the Wine Vault & Bistro (3731 India Street). With gourmet food, an intimate atmosphere, and an incredible selection of wine, you and your significant other will love this San Diego spot. After dinner, head over to one of the two locations of Extraordinary Desserts (2929 5th Avenue and 1430 Union Street) for some incredibly decadent cakes and sweet treats. Almost too beautiful to eat, your taste buds will be singing as you share a homemade dessert from their constantly changing menu.


The ocean offers the most perfect romantic spot for in San Diego. Plan a date on the water doing on of these fun activities. Have an adventure at sea by renting a paddleboard or kayak with Aqua Adventures (1548 Quivira Way). Explore quiet coves, marvel at lounging sea lions, and enjoy some time together in the sun. The company also offers romantic packages for those extra special occasions! You and your significant other do not have to book a flight to Venice to enjoy a romantic gondola ride. Head over to The Gondola Company (503 Grand Caribe Causeway) in Coronado. Snuggle up under a blanket as your go for a one-hour ride in the bay.  Take a Hornblower Dinner Cruise (970 North Harbor Drive) on the bay. With sunset cruise options, you two will enjoy your meal with champagne and live music. Be sure to kiss as you sail under the Coronado Bridge, a San Diego tradition that is said to bring you good luck.



The weather and natual environment in San Diego offers excellent date options. Especially for those couples that love to be active and outside, there are many spots for you to enjoy throughout the metro area. The quintessential spot in San Diego, Balboa Park offers endless fun and romantic opportunities. Explore the many museums together, take a ride on the carousel, and stroll through the Japanese Friendship Garden. Have a picnic in one of the lush green spaces or head over to the Prado for a truly romantic setting while you dine. Spend time in the Southern California sun as you and your love hike at Torrey Pines State Natural Reserve in La Jolla. Enjoy the miles of trails as you explore the local wildlife and witness some of the best views of the Pacific Ocean in the area. There are far things more romantic than watching the sunset and Sunset Cliffs Natural Park offers the perfect spot to do just that. Pack a blanket and find the ultimate spot along the cliffs as the sun sets over the Pacific Ocean. During certain parts of the year, you two might also see the spectacular California Gray Whales as they migrate.




Plan a romantic weekend getaway without ever leaving the San Diego area! As a couple, you can enjoy a night completely to yourselves at one of the great hotels in the area. The La Valencia Hotel (1132 Prospect Street) in La Jolla is a Mediterranean inspired oceanfront resort. With exceedingly charm rooms, delicious dining options, a luxurious spa, and a pool with views of the ocean, you will feel like you are on vacation despite being a short drive from home. Spend the night at Tower 23 Hotel (723 Felspar Street). This boutique hotel is located directly on the ocean for spectacular views. Enjoy time relaxing on the beach, stroll up the coast to explore some coves, or hit up the boardwalk for some fun. Before retreating to your beautiful room, sip a cocktail on the patio as the sun sets. A San Diego landmark, the Hotel Del Coronado (1500 Orange Avenue) offers the ultimate romantic getaway. Explore Coronado Island before experiencing the world class service offered at this historic hotel. The amenities at this hotel are truly endless. Spend time at one of the multiple pools. Check out the unique shops and boutiques located on site. Relax at the spa. Before you head back across the bay to San Diego, be sure to check out the famous Sunday brunch for a delicious meal with your significant other.



San Diego Dog Directory!

by North Park Real Estate Expert-Metro San Diego

With beautiful year round weather, stunning beaches, great dining and retail options, and countless activities, San Diego is the perfect place to live for everyone…...including our four legged friends! In fact, according to, San Diego is the 5th Most Dog Friendly City in the Country! The rankings were based on the percentage of dog owners as well as access to numerous pet related amenities, such as parks, groomers, pet stores, etc. With 63% of households having dogs and almost 1,000 pet related businesses, it’s no surprise that San Diego is the ultimate city for your pooch! Here is our handy pet directory for San Diego to keep your beloved pet happy and healthy!

Pet Stores and Bakeries

We want to give our dogs the best of everything. Whether it is food, toys, accessories, or more, we love to spoil our pets. San Diego is filled with great boutiques, bakeries, and pet supply stores. Many offer healthy foods and eco-friendly toys. These are our favorite spots to get all of our dog treats and necessities:

Pet Groomers

Not only do you want to make sure your dog always looks its best but it also helps keep your dog happy and healthy by properly maintaining their coat, nails, and teeth. If you do not have time to groom your pet at home or have a dog with an unruly mane, there are plenty of experienced and highly qualified pet groomers located throughout San Diego. Here are some local groomers to send your pup to for some pampering:

Pet Photography

Your dog truly is another member of the family. Add their photo to your wall of family portraits to let everyone your visits your home know how much you love your pooch! Check out these award winning pet photographers to turn your dog into a furry model for the day:

Pet Sitters and Walkers

Whether you work full days or need to go out of town for business or vacation, you want to make sure that your pet is taken care of while you are away. Make sure your dog gets plenty of exercise and socialization when you are at work by hiring a dog walker. If you need to leave San Diego for a couple days, make you beloved pooch more comfortable by allowing them to stay in your home with a pet sitter instead of at a boarding facility. Here are some great local dog sitters and walkers to keep Fido happy every day:

Dog Parks and Beaches

Dogs are allowed in all San Diego municipal parks as long as they are maintained on a leash that does not extend past 8 feet. If you want your dog to be able to stretch their legs, run free, and roll in the grass with other dogs, check out one of the many off-leash areas available throughout San Diego. All off-leash dog parks are designated on this helpful MAP. The following our favorite parks to take Fido:

Balboa Park - includes:

  • Grape Street Dog Park (1998 28th Street)
  • Morley Field Dog Park (Morley Field Drive & Alabama Street)
  • Nate’s Point (2500 Balboa Drive
Other Dog-friendly Parks ....
  • Capehart Park (Soledad Mountain Road)
  • Charles L Lewis III Memorial Park (4750 Home Avenue)
  • Kearny Mesa Community Park (3170 Armstrong Street)
  • Nobel Park (8820 Judicial Drive)
  • Ward Canyon Neighborhood Park (3905 Adams Avenue)

In San Diego, your dog can also enjoy a day at the beach! For most beaches in the metro area, dogs must be leashed at all times and are allowed on the beach starting in the evening and until 9:00 am the following morning. However, there are two great beaches that allow dogs off leash! Just remember to always pick up after your pet at any of the San Diego beaches to ensure that our furry friends are always welcome to enjoy the surf and sun in the future!

Pet Rescue and Adoption in San Diego

Don’t have a family dog yet or are looking to add another four-legged friend to your family? Save a life and rescue a dog! There are many great organizations in the San Diego area that work tirelessly to rescue dogs and find loving homes for them. Make a difference in a homeless animal’s life and find a best friend for you and your family at one of these animal adoption organizations:

For more tips on San Diego and our wonderful communities, visit our website!

Displaying blog entries 1-10 of 366